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Answers to our most commonly asked questions:

Who is AmeriPlan®?
AmeriPlan® is a Discount Medical Program Organization. Our members have access to dental, vision, chiropractic, pharmaceutical and medical providers who have agreed to offer their services at negotiated discounts off their usual and customary fees.
How much of a discount do Dental Plus™ members receive on dental fees?

Members can save 25% - 65% on all restorative and cosmetic work (fillings, root canals, crowns braces, etc.) and up to 80% on preventative work (teeth cleaning, x-rays, etc.) performed by a general dentist. Specialist fees are discounted 15% to 25%.

Are any ongoing dental or medical problems (conditions) included?

Since AmeriPlan® is NOT INSURANCE  all ongoing dental/medical conditions are accepted except for contracted treatment plans including orthodontic treatment already in progress.

How long is the waiting period?

There is no waiting period before you can start using our benefits and there are instant savings, no paper work to fill out, and no limits on visits to your providers!

How much is the membership fee? How do I pay?

The Dental Plus™ membership is only $14.95 for an individual and $19.95 per month for an entire household! A household membership includes all residents in the household including parents, children, relatives, significant others, and all permanent residents of the household! Monthly or quarterly payments are made only by electronic bank draft or credit card. Invoicing is done only for annual memberships paid one year in advance.

How much more do the Pharmacy, Vision, and Chiropractic programs cost?

The Vision, Prescription, and Chiropractic programs are included with the Dental Plus™ membership at no extra cost!

Who are the Medical, Dental, Prescription Drug, Vision, and Chiropractic Care providers?

AmeriPlan® has assembled one of the largest networks of providers in the country, and we constantly add providers to this base. Our network has tens of thousands of medical practitioners, almost 30,000 dentists, more than 12,000 vision care providers, some 54,000 pharmacies and more than 7,500 credentialed chiropractors.

How is the program used?

Within 10-14 days of receipt of your application at our corporate headquarters in TX, you receive a Member Information Guide, Membership Identification card(s), and a Dental, Pharmacy, Vision, and Chiropractic Care Directory. You would present your Membership ID card to any AmeriPlan® provider and you will be eligible to receive the pre-negotiated discounted fees. You pay the provider at the time of service.

Is there a medical program without including the Dental Plus™ program?

Yes

Can the medical programs be used in conjunction with my health insurance?

Yes, but it should be done at the physician's discretion whether to accept both. As with our Dental Plus™ program, a member's insurance should always be the primary form of payment.

How much of a discount do medical program members receive?

Medical members should receive a minimum of 15% discount.

What is the Hospital Advocacy Program?

The Hospital Advocacy program is designed to help members with their medical bills whenever a single hospital stay (including charges from multiple providers)totals $2,500. The patient's advocate negotiates in behalf of the patient and pursues a wide range of options, from payment plans to government entitlement programs.

How is the discount calculated?

The rates that the provider charges is either a set fee schedule that the provider has contracted, or as a percentage off of their billed charges. Generally, discounts vary between 20% - 50%. Labs and diagnostics discounts are up to 80%.

Are the medical programs on a month-to-month basis like Dental Plus™?

Yes

Is it easy to locate an AmeriPlan Health® provider?

Yes, there are three ways to locate a provider:

  1. A dental, vision, prescription and chiropractic directory of providers is included in the member information guide.
  2. A provider locator is available at online at www.ameriplanusaprovidersearch.com . This is particularly useful for medical providers.
  3. Or you may call AmeriPlan Health® customer service at 800-647-8421.
Is the Medical Program used with Medicare/Medicaid?

No. Medicare does not allow its providers to charge a Medicare patient a different price.

Does AmeriPlan® reimburse providers for their services?

No. The provider receives the full discounted fee from the member when the services are rendered.

Is it possible to downgrade from one of the health plans to the Dental Plus™ Program?

Yes

If the doctor's office offers lab facilities, can these be utilized instead of having to go to another lab?

Absolutely but the lab services will be billed at up to a 40% discount.

As a member would I receive a fee schedule?

No. Fees vary by zip code.

Are there separate cards for the Medical Program?

Yes. household members receive four (4) cards; two AmeriPlan Health® ID Cards and two Dental Program cards.

What about emergency services?

Yes. Emergency services may or may not be contracted with the Medical Program. Depending on the extent of the charges, these services may be eligible for the Patient Advocacy Program.

Is maternity included?

All medical conditions are included as long as we have contracted providers offering this service in your area.

Is the member's privacy be protected?

AmeriPlan® is compliant with all HIPPA regulations.

Are hearing tests and hearing aids covered?

Yes. Hearing Services will be included under our Ancillary Services providers in our Heath Plans.

Can the member choose which hospital will be used?

Yes. Our Patient Advocate will negotiate with any hospital of the member's choice.

 

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Testimonials

lois

"I used my dental benefits for my regular dental check up, a cleaning, and an extraction with my oral surgeon and I saved over $650! Thank you, AmeriPlan!" Lois, FL

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john

Ameriplan helps me save money on my monthly meds. The 24 hr Nurseline comes in handy and has also saved me from having to take time off from work. John. FL